How long does it take to
get a payday loan?
We can have funds in your
account the next business day if we have your information processed by 1:00
PM Eastern time.
How much does it cost?
Payday loans are $20 to
$30 per hundred dollars borrowed until your payday, depending on individual
circumstances and locale.
What is a payday loan
exactly?
Overnight
payday loans are a fast, easy, and secure way to get the extra money you
need before your next payday.
How much money can I
borrow?
Anywhere from ten percent
to thirty percent of your monthly take home pay. Minimum income $1,200 per
month.
Is there a credit check?
Your credit is not
checked through the major credit bureaus, but we do use TeleCheck,
TeleTrack, and SCAN which are NSF and Closed Account check reporting
services. We do have requirements: Must have a bank account open for more
than one year with direct deposit, must have had your current employed
position for a minimum of nine months and be at least eighteen years old.
Is it safe?
Our application page is
protected by THAWTEİ secure encryption. The Secure Application page
is secured using a Thawte Digital Certificate. This guarantees that
all information that you send to us via the World Wide Web will be
encrypted. If any other internet user intercepts the communication
he/she will only be able to see the encrypted form. Certificate
Technology allows us to decrypt the information and view it as plain text.
For more information on SSL digital certificates for web servers, please see
http://www.thawte.com.
Is this available in my
state?
Yes, we're available in
the United States.
What does it cost me to take out a cash advance?
The cost for
a $200 loan for up to 15 days is only $60. In addition, first
time applicants must cover a $19.00, one-time only,
non-refundable application fee, payable on the submission of the
application. Once your account is approved, and stays in good
standing you can get new loans anytime.
WARNING!! If your application fee is returned unpaid (for any
reason), you will be charged an NSF fee by your bank, and also our Return
Check Fee of $25.
How do I repay my loan?
Funds are deducted from
your account on your payday by electronic transfer. Extensions or
rollovers are available options.
